Financial Planning for 30 to 40 Year Olds (OC)

One of Canada’s most well-known finance instructors and a specialist in financial issues for young professionals, Kurt Rosentreter will lead a fast-paced conversation focused on all issues and strategies affecting 30- to 40-year-old Canadians.

OBJECTIVE:
For young professionals today, most of the big decisions and events in their life happen often between 27 and 35 years old.  People may get married or select a life partner in that stage of life.  Some people will have children during that age range.  Many people make the biggest purchase of their life and take on the largest debt (a mortgage) at the same time.  And we often hope to select a career and employer that we work with for the next 40 years.  

At lot happens to people around age 30 that often requires specialized financial expertise leading to decision making that may affect your entire life.  You cannot afford to get decisions wrong. 

One of Canada’s most well-known finance instructors and a specialist in financial issues for young professionals, Kurt Rosentreter will lead a fast-paced conversation focused on all issues and strategies affecting 30- to 40-year-old Canadians.  

The course will help you prepare for decisions related to all the financial issues and strategies typically associated with the first phase of your post school life.  And as you outgrow the advice of parents, this course will prepare you to make independent financial decisions confidently.  

WHO WILL BENEFIT:

People or couples who want to learn about personal finance topics relevant to them as they put down roots in relationships, in families, in new careers and buying a first home, professionals assisting organizations with young people and you want to be aware of financial issues important to them, professionals wanting to be better prepared for investing questions asked by their clients in public practice and individuals who want to assist family members with personal finance issues. 

LEARNING OUTCOMES:

Participants will develop a stronger understanding of:

  • your employer compensation and the choices you have – pension plan, RRSP, company stock, restricted share units, stock options, perks and more,
  • buying your first home – how much to spend, determining payments, amortization choices, the Home Buyer’s Plan and whether to use it, upsizing, downsizing, buying a vacation property and more,
  • all about debt – understanding mortgage terms and options, when to be debt free, how much debt is too much and paying down student debt vs other debt,
  • having a child financial planning – getting your will done for the first time, buying life insurance for the first time and starting an RESP for your children,
  • tax planning strategies for couples and families,
  • dealing with aging parents, 
  • buy, lease or finance new vehicles – what is the right answer,
  • building an investment portfolio – following a six-step process to successful investing.  Understand why mutual funds are bad, how to use stocks and bonds and ETFs, fee sensitivity, investment risk management, rebalancing and portfolio monitoring.  Are you a do-it-yourself investor?  Key considerations to selecting a financial advisor.  Knowing how to invest an RRSP vs a Tax Free Savings Account (TFSA) and more,
  • basic life insurance and disability insurance purchases – types, cost, timing and factors to consider,
  • pros and cons of the local CPA Association health insurance product options, and
  • cash flow budgeting, prioritizing spending and ranking choices when spouses may not agree. 

COURSE LEADER – KURT ROSENTRETER, CPA, CA, CFP

When
11/8/2021 8:30 AM - 12:00 PM
Canada Central Standard Time
Where
Online Course

Personal Passport Eligibility

Corporate Passport Eligibility

 

No content found

Please sign in to register